How We Can Serve You
Rely on us to custom build solutions tailored for your retirement goals.
Your Local Experts
Our team can create a tailored retirement plan to help you meet your goals.
From plan design and implementation, to compliance, administration, government reporting and filings, and ongoing plan support and consulting, Pension Financial Services are your experts in retirement services.
Defined Benefit & Cash Balance
Pension-style retirement plans with guaranteed benefits. Cash Balance plans combine features of defined benefit and defined contribution plans.
Fiduciary 3(16) Services
Administrative fiduciary responsibilities to reduce your liability and workload.
401K
Includes traditional, Roth, and Safe Harbor 401(k) plans, along with plan administration, compliance testing, and reporting.
Profit Sharing
Employer-funded retirement plans where contributions are discretionary.
A Specialized Approach
How we serve you throughout the year:
Our team works with you throughout the year to ensure you minimize your tax liability, maximize your retirement savings, stay compliant, and effectively meet your goals.
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![KGA focuses on annual plan administration from January to March, including ongoing retirement plan design review, annual notices, data request management, and data cleansing and validation.]()
January - March
With an ACP/ADP testing deadline of March 15th, our team is focused on census file collection, and data verification and cleansing. We complete robust testing protocols that ensure our clients are maximizing their retirement objects while maintaining a plan compliant with constantly changing regulations.
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![KGA focuses on milestones for Annual Plan Administration, Data Cleansing & Validation, and Annual Contributions from April to June.]()
April - June
In Q2, our team is focused on data accuracy and completeness as we begin the 5500 filing process. With ongoing support for plan participants and reconciliation procedures with record keepers underlying the data needed for 5500 production, we’re also leveraging insight to help you plan for future tax planning.
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![KGA focuses on tasks like annual contributions, asset reconciliation, annual testing, and annual reporting from July to September.]()
July - September
As we prepare for the October 15th 5500 filing deadline we’re prioritizing any corrections, testing concerns, or outstanding data requests needed to ensure a plans ongoing compliance. We also use this window to discuss future needs, as identified by our testing and report prep, as we plan for the coming fiscal year.
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![KGA focuses on Annual Plan Administration and Annual Reporting from October to December.]()
October - December
With all 5500s filed, signed, and complete by October, 15th, we focus on reviewing testing procedures for the following year to adjust to any changes in regulatory guidance. We also use this time to meet with all customers to ensure their plan continues to meet their strategic objectives.
How We Serve
Personal Design. Local Service. National Support.
PFS’ local expertise, backed by the national resources of Strongpoint Partners, makes our team uniquely positioned to take on any challenge for any client. Whether you’re a sole proprietor, such as a dentist, lawyer, or doctor, who needs a solution like a 401(k) or Cash Balance Plan, or an employer in Atlanta’s small business community, we can create a solution tailored for you and your business, that ensures you’ll minimize your tax liability, maximize your retirement savings, attract and retain your employees, and reduces your risk through creditor protection.
Discover the strength of our national network of partners:
32K+
Total Plans Administered
375+
Retirement Consultants
~1K
New Plan Designs Per Year
35+
Avg. Years of Design Specialist Tenure
~9.5
Average Years of Client Tenure
$54B+
Plan Assets Under Administration
